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Essentials in financial planning

Top 6 tools in financial planning

Financial Planning / Madge

“ It is essential to have good tools, but it is also essential that the tools should be used in the right way.”    Wallace D. Wattles Financial planning is a science in as much as it is an art. What I mean is, while it is an art since goals and plans may be different from […]

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Habits that help you save money

Saving / Madge

“ The price of anything is the amount of life you exchange for it.”    Henry David Thoreau If you are reading this then most likely you are like me, in my determination to save an extra coin. It does not happen magically, I wish it did, but it doesn’t. It requires deliberate planning, discipline,

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Retirement poverty

9 Mistakes we make in retirement planning

Retirement / Madge

“ Retirement is the only time in your life when time no longer equals money.”    Unknown Retirement planning is an intricate balancing act, between accurate forecasting and a bit of hope. It is not possible to forecast the future with 100% accuracy, however, with data and science, it becomes easier to imagine what the

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how to start investing in crypto

Introduction to CryptoCurrencies

Investment / Madge

“If the cryptocurrency market overall or a digital asset is solving a problem, it’s going to drive some value“    Brad Garlinghouse Crypto- currencies have been all the buzz lately that I felt I had to get my hands dirty in research just so I can educate myself on this speculative investment vehicle. I know

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Having good mindsets in investing

5 Mindsets that are key in wealth creation

Financial Planning / Madge

“ Formal Education will make you a living, Self education will make you a fortune .”    Jim Rohn In financial planning you need the right mindset to win. It does not matter how much effort  you put in , if you are not in the right frame of mind it is going to be

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Concerns in investing

9 investing myths to get rid off in 2026

Investment / Madge

“ Success investing starts with courage.”    Unknown Investing has always been seen as a controversial issue, and it does not need to be, if only it approached in the right way. First- off I want to say every day we are faced with investment decisions. They may not necessarily be financial decisions, but they

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financial planning failure

8 reasons why you are failing at financial planning

Financial Planning / Madge

“ Good fortune is what happens when opportunity meets planning.”    Thomas Edison Financial planning sometimes feels like a mystery, a preserve of the financially “woke”. Nothing could be further from the truth. Financial planning is important to all of us, and it can be done quite successfully I might add by each of us.

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Motor Insurance in Kenya: What you need to know

Insurance / Madge

“ Price is what you pay. Value is what you get.“    Warren Buffet Let us delve into Motor insurance in the context of non-commercial vehicles aka personal vehicles. If you own or drive a vehicle, you most likely are familiar with motor insurance. It is a requirement by law that every vehicle on the

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How you are sabotaging your investment goals

Financial Planning / Madge

“ Self-sabotage is when we say we want something and then go about making sure it doesn’t happen.”     Alyce Cornyn-Selby  For most of us, every new year brings the opportunity to turn on a new leaf. We are hopeful that the new year will give us a clean slate a chance to start well

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Budgeting

10 reasons why you need a good budget

Budgeting / Madge

“ A budget is telling your money where to go instead of wondering where it went.”    Dave Ramsey By now you most likely appreciate that having a budget is an important part of your financial plans. A budget in its simplest form is a tool that you use to instruct your money where to

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