Financial Planning

“Your present circumstances don’t determine where you can go. They merely determine where you start.”   Nido Qubein   If you have been with me for a minute, you probably know my thoughts on dealing with finances. We always start from the beginning, and, in the beginning, we kick off with a plan. A financial […]

“Whether you think you can, or you think you can’t – you’re right,“    Henry Ford I will be the first to admit that the investment journey is not always an easy one. It is a path filled with a lot of sacrifice, part of the process includes self-doubt, encountering losses, a lot of highs

“ Surprise yourself everyday with your own courage“    Denholm Gerber   The pandemic taught us many lessons one of which is that the world is a global village. Nations depend on other nations. The supply chains are intertwined, health care systems are cross dependent not to mention how economies rely on each other. So,

“ I have lots of things to prove to myself. One is that I can live my life fearlessly“    Oprah Winfrey Life must be lived from your perspective. Always from your perspective because you know best where you are from and most importantly where you are going.  For this reason, don’t always expect people

“ Successful people are simply those with successful habits”    Brian Tracy Every new year comes with the hope of new beginnings, a clean slate as it were. This year is no different. However, my encouragement to you is to make it different for yourself by mastering your own finances. This one, please do not

  “Discipline Is Choosing Between What You Want Now And What You Want Most”   Abraham Lincoln   We are living in financially unnerving tomes, especially because there doesn’t seem to be an end to the ever-increasing  prices of commodities. Essential commodities have not been spared , and there is some struggle to just get by.

“A dream doesn’t become reality through magic; it takes sweat, determination and hard work.”   Colin Powell The fast pace of life has made it easy for us to feel like, all we need to do each time we don’t like the results we get, it to snap our fingers and things will sort themselves

“ It is essential to have good tools, but it is also essential that the tools should be used in the right way.”    Wallace D. Wattles Financial planning is a science in as much as it is an art. What I mean is, while it is an art since goals and plans may be different from

“ Formal Education will make you a living, Self education will make you a fortune .”    Jim Rohn In financial planning you need the right mindset to win. It does not matter how much effort  you put in , if you are not in the right frame of mind it is going to be