Budgeting and frugal living
“ Time is money” Benjamin Franklin In the busyness of life, it is very easy to imagine that you are being productive with your time, while in actual sense you are wasting your life away. And how you know this is when you don’t have anything to show for the money you have spent, […]
5 Timewasters to avoid in wealth creation Read More »
“ A penny saved is a penny earned.” Benjamin Franklin At the heart of managing expenses you must begin with a budget. It is the compass that guides you on where to take your money. But even with a budget, there are times that you just can’t make ends meet. In fact, the more
19 ways to reduce your monthly expenses Read More »
“ A budget is telling your money where to go instead of wondering where it went.” Dave Ramsey By now you most likely appreciate that having a budget is an important part of your financial plans. A budget in its simplest form is a tool that you use to instruct your money where to
10 reasons why you need a good budget Read More »
“ Begin with the end in mind.” Franklin Covey Let us all agree here and now that a budget is a plan for how you will use your money. And that it is your roadmap for financial success. While we are at it let’s also agree that budgets were made for man and not
Benefits of budgeting and how to make a budget that you will stick to Read More »
“We must consult our means rather than our wishes.” George Washington The idea of budgeting for most people is that of limiting and constrained use of money, it is very uncomfortable. No wonder our default position is……. It should be avoided at all costs! Nothing could be further from the truth, because if done
Budgeting- is it important in wealth creation? Read More »
