“ Time is money” Benjamin Franklin In the busyness of life, it is very easy to imagine that you are being productive with your time, while in actual sense you are wasting your life away. And how you know this is when you don’t have anything to show for the money you have spent, […]
5 Timewasters to avoid in wealth creation Read More »
“ The trouble with retirement is that you never get a day off“ Abe Lemons As retirement becomes a reality and not a far-off plan, we have discussed this several times and agreed that retirement planning starts from your first paycheck. It is crucial to map out where you want your sources of income
Where to invest for retirement Read More »
“ Systems run the business and people run the systems” Michael Gerber Yeah, I know, how does someone mention business systems and tax management in the same sentence but hang on let me explain myself. We are creatures of processes and systems. As a toddler, you had a system, eat when hungry, play with
How Business Systems are important in Tax Management Read More »
“ A penny saved is a penny earned.” Benjamin Franklin At the heart of managing expenses you must begin with a budget. It is the compass that guides you on where to take your money. But even with a budget, there are times that you just can’t make ends meet. In fact, the more
19 ways to reduce your monthly expenses Read More »
“ Investing isn’t about beating others at their game. It’s about controlling yourself at your own game“ Benjamin Graham Investing is an exact science. I don’t mean it is the same for everyone because I believe we all have different risk profiles. It is a science because the principles that guide investing apply the
Why investing is simple and boring Read More »
“Discipline Is Choosing Between What You Want Now And What You Want Most” Abraham Lincoln We are living in financially unnerving tomes, especially because there doesn’t seem to be an end to the ever-increasing prices of commodities. Essential commodities have not been spared , and there is some struggle to just get by.
How to have a financially productive year Read More »
“A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” Colin Powell The fast pace of life has made it easy for us to feel like, all we need to do each time we don’t like the results we get, it to snap our fingers and things will sort themselves
7 Quick ways to reset yourself for financial success Read More »
“ The biggest risk of all is not taking any.” Melly Hobson Investment groups are a good avenue to diversify and grow your wealth. Most of us refer to investment groups as Chamas. The kind of investment group we are discussing today is one where members come together with the commitment to grow themselves
Why you need to join a Chama Read More »
“ It is essential to have good tools, but it is also essential that the tools should be used in the right way.” Wallace D. Wattles Financial planning is a science in as much as it is an art. What I mean is, while it is an art since goals and plans may be different from
Top 6 tools in financial planning Read More »
“ The price of anything is the amount of life you exchange for it.” Henry David Thoreau If you are reading this then most likely you are like me, in my determination to save an extra coin. It does not happen magically, I wish it did, but it doesn’t. It requires deliberate planning, discipline,
Habits that help you save money Read More »
